Money Professor

All you need to know about money and how to handle it

Author Archive

Buy Off Season Clothing

By sam • Feb 28th, 2009 • Category: Saving Money

When we step out the door we all want to look our best. That means having the right clothing. However, clothing can be expensive. The price goes up when you have a family to provide for as well. Here are some reasons why buying off-season clothing will save you money.
Maybe [...]



Frugal Living is Easier than You Think

By sam • Feb 27th, 2009 • Category: Saving Money

What is frugal living? Frugal living is a way of thinking that leads to a better sense of financial responsibility. We all want to save more and spend less, but many of us don’t know where to begin to make a change in our lifestyle.
Let’s begin by talking about what frugal living [...]



Get the Facts About Debt Consolidation Programs

By sam • Feb 26th, 2009 • Category: Debt Consolidation

Debt consolidation programs are designed to help consumers who are in trouble overcome their financial difficulties by lowering their monthly payments to an amount they can afford. These sorts of programs are a win-win for the consumer and the lender since they allow the borrower to avoid destroying their credit score and at the same [...]



Living Within your Budget

By sam • Feb 26th, 2009 • Category: Money

Do you have goals in life? If any of those goals include bettering your finances, then start by creating a budget for yourself. Budgets let people see where they are spending all of their money and allow them to make changes.

When people think of a budget, they often see bars and handcuffs. [...]



Erase High Payments Through Credit Card Debt Elimination

By sam • Feb 25th, 2009 • Category: Debt Consolidation

High credit card interest rates and big fees can put you in financial distress very quickly. That’s why you may be searching for a credit card debt elimination program. The opportunity to completely eliminate credit card debt may be difficult to find, because the only way to eliminate debt completely is to pay your credit [...]



Bill Collector Negotiation Tactics

By sam • Feb 25th, 2009 • Category: Debt

Are the bill collectors calling you constantly? Are they harassing you incessantly or sending you letters? If so, here are some bill collector negotiation tactics that may come in handy.

According to the Federal Trade Commission, there are certain standards and regulations bill collectors must follow when pursuing payment of debts. “The Fair [...]



Overcome Financial Problems with a Debt Consolidation Program

By sam • Feb 24th, 2009 • Category: Debt Consolidation

Stop! Are you facing a mountain of debt and having trouble finding a way out of your financial difficulties? You’re not alone. These days, tough economic conditions are making it more and more difficult for many people to meet their monthly payments for loans and credit cards. If you’re finding it difficult to make your [...]



Daily Savings Add Up

By sam • Feb 24th, 2009 • Category: Saving Money

When we think of saving money it always seems like a big job. If we look at saving on a grand scale, we can easily be overwhelmed. However, saving money daily adds up over time. Here are some ways to cut your expenses that can amount to more than you think.
How about [...]



The Inside Scoop On Loans For Debt Consolidation

By sam • Feb 23rd, 2009 • Category: Debt Consolidation

You walk out to your mailbox and open it up, hoping to receive some good news, but instead you pull out bill after bill after bill. But among those bills is an envelope with an offer of loans for debt consolidation. Facing a problem in paying your monthly payments, you might consider debt consolidation [...]



Save Money on Utilities

By sam • Feb 23rd, 2009 • Category: Saving Money

Every month, our utility bills come in the mail like clockwork. Some months the balance is high and sometimes we catch a break. Learn here about ways to lower utility bills and save money.

Check with utility companies about payment plans. When you enter into a plan, your monthly payment is calculated according [...]